privacy policy original FACTS What does Winner Automotive Group do with your personal information? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and employment information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Winner Automotive Group chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Winner Automotive Group Share? Can you limit this sharing? For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO For our marketing purposes- to offer our products and services to you YES NO For joint marketing with other financial companies YES NO For our affiliates to market to you- information about your transactions and experiences NO WE DON’T SHARE For our affiliates’ everyday business purposes- information about your creditworthiness NO WE DON’T SHARE For our nonaffiliates to market to you NO WE DON’T SHARE To limit our sharing Email us at: marketing@winnerauto.com Please note: If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Call 302-427-1300 Who We Are Who is providing this notice? This notice is being provided by Winner Automotive Group and our Partners. What We Do How does Winner Automotive Group protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Winner Automotive Group collect my personal information? We collect your personal information, for example, when you Apply for financing Apply for a lease Provide employment history Give us your contact information Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include financial service providers (such as credit bureaus, manufacturer affiliated lenders, or other lenders), or they may be non-financial companies such as marketing companies or service providers. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners may include the manufacturer affiliated lenders or other lenders. Other important information For purposes of this Privacy Policy, “Partner” shall mean any person or entity with whom we enter into any kind of business transaction who is under an obligation to us to use reasonable care to keep personal information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.
